Financial services document workflows
Account-opening, KYC/AML, and suitability forms — filled from your records and cryptographically sealed.
Account types, fees and risks are described in the attached disclosure.
AppliFlo fills and routes this form. It gives no investment advice.
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Example account-opening form, auto-detected fields
The problem, and how AppliFlo solves it
The problem today
- Client data is re-entered across account-opening, KYC/AML, and suitability questionnaire forms.
- Manual processes make it hard to prove a complete, tamper-evident record for a custodial or AML review.
- Template-heavy e-sign tools slow down every new advisory agreement or disclosure variant.
How AppliFlo solves it
- Field auto-detection handles any account-opening or suitability form without per-document template work.
- Auto-fill populates client and account details from your connected data source.
- PAdES signing produces a tamper-evident record with a full audit trail.
In practice
A relationship manager uploads an account-opening packet alongside the suitability questionnaire. Client details fill automatically, the client signs the advisory agreement with a cryptographic PAdES signature, and the firm keeps a verifiable, time-stamped record of the whole ceremony for its own compliance file.
Filled — Pulled from the client record.
Formatted — “Nov 2 1979” normalized to MM/DD/YYYY.
Overflowed — flagged — The answer is too long for the box. The advisor decides what goes here.
Skipped — No joint holder on this account, so it stays blank — and says so.
AppliFlo fills and routes account-opening and disclosure forms — it doesn't perform KYC/AML checks, provide investment advice, or certify regulatory compliance on your firm's behalf.
Feature by feature
Every line below maps to a capability AppliFlo ships today. Anything still in progress is labeled as roadmap.
- Auto-detect account-opening and KYC fieldsField auto-detection
Upload any account-opening, KYC/AML, or suitability questionnaire and AppliFlo finds the client and account fields.
- Fill client details from your book of businessCSV import + auto-fill
Account holder, address, and initial deposit fill in from a CSV export — sensitive fields like SSN are formatted, not left as raw text.
- Roadmap: connect your custodian's data feedRoadmap: custodian data sync
Sync account and holdings data directly from your custodian instead of exporting a CSV first.
- Route the advisory agreement client-then-advisorSequential routing
Sequential routing sends the agreement to the client first, then the advisor for countersignature.
- Reminders on outstanding custodial formsReminders
Automatic reminders keep account opening from stalling on a single unsigned form.
- PAdES-sealed signatures and a full audit trailPAdES sealing + audit trail
Every signed form is sealed on Cloud KMS with a complete, time-stamped audit trail your firm can produce on request.